Avoid Foreclosure

With over 12 years in the financial and mortgage industry and our knowledge of the new Federal and State Homeowner Protection and Foreclosure Rescue Laws we promise to be our clients advocate during this housing crisis.

A loan modification is a permanent change to a secured mortgage loan contract agreed to by both the lender and the borrower. The lender agrees to modify an existing loan in an effort to help the homeowner in a time of documentable hardship and to save themselves from the added exposure to the expenses of foreclosure.

The ultimate goal is to make the loan affordable for the long term for the borrower.

Usually loan modifications come in the form of a rate reductions and fixing the interest rate for a certain period of time.

Are you Behind on your Mortgage?

You have options... We have the expertise to help and we will help!

• Modify you loan without refinancing
• Stop the harassing calls
• Reduce your monthly payment so it’s affordable
• Save your house

Did you know that currently 1 in 10 (10%) borrowers nationwide are at least 30 days late on their mortgages. Millions are facing foreclosure,

You Are Not Alone… Don’t hesitate to reach out to us, we can and will help